DailyWorth recently had a great article titled 5 Places to Cut Yourself Off. There are many places where I need to cut my spending. Whenever I go Target, it’s nearly impossible for me to stick to what I need.
Are you trying to control your spending? Here’s how DailyWorth recommends controlling yourself:
No-Spend Zone 1: Whenever I need to go shopping, it’s very hard for me to stick to my list. Make sure you create a list of what you need to do and what you need, and then stick to it. No-Spend Zone 2: There are many sales this week for Labor Day and Back to school, but make sure you stick to the clothing items that you need. That summer dress on sale might not be needed if it’s about to get very cold near you. No-Spend Zone 3: When you’re with your friends, try to “aim for half-off happy-hour drinks, or host a potluck dinner with a fun food theme.” No-Spend Zone 4: I tend to shop at places where my credit card is already stored such as Amazon. This makes it easier for me to buy items, but it also makes me spend more. Try un-linking your cards if you can’t control your online spending. No-Spend Zone 5: If you have kids, try to bring snacks with you when you’re out. Kids. Also, “buy kids’ clothes and shoes on consignment or work the hand-me-down angle.”
Where do you need to limit your spending?