Are you planning to layaway your Christmas gifts this year? Are you looking for ways to make your money go further this year so that you can provide great gifts for your family? If so I am here to bring you all the ways in which you can begin your shopping early and save time and money. One of the biggest stores, Walmart, is bringing back their layaway plan, so check below for all layaway information.
Below are lists of stores that are offering layaway plans.
Burlington Coat Factory
You will pay a 20% deposit and a $5 dollar service fee; you have 60 days to layaway your items. You will have to pay 20% every two weeks to keep your items active, if you cancel orders you would have to pay a $5 dollar fee. If you decide to cancel your order you will receive your money back on a store gift card. No cash refunds will be given out. For more details: Burlington Coat Factory
Kmart
With Kmart you can layaway items in store or online. You will pay $15 or 10% down and a $5 dollar fee. Then you will have 8 weeks to pay for your items. There will be a $10 charge for all canceled orders. If you decide to layaway your items online you will have to pick them up at your nearest Kmart store. For more details Kmart Layaway
Marshall’s
You pay 10% down and a $5 dollar service fee. With Marshall’s you only have 30 days to pay and pick up your items. Layaway is not available at all Marshall stores. Also note that you will not be able to layaway jewelry or clearance items.
Sears
You will pay $15 dollars or 20% and a $5 dollar initiation fee. You will have 8 weeks to pay for your items, (just a note Kmart now sells Sears products). You will have to pay a $10 fee if you cancel your order, and you can layaway online with Sears, but items will have to be picked up at your nearest Sears store. For more details Sears Layaway
Toys R’ Us
Here you can layaway big items, bikes, car seat, outside play items and more. You will have to pay 20% down plus taxes and a $10 dollar service charge. You only have until Dec. 6 to pick up your items; you will be subject to a $5 fee if you cancel your order. For more details Toys R’ Us
Walmart
Walmart lets you layaway all of your favorite items. You will pay a 10% down payment and a $5 dollar service fee plus you have to spend $50 and your items have to be over $15 or more in order to take advantage of Walmart’s layaway plan. You can start your layaway on Oct 17, 2011, and you will have until Dec. 16 to pick up your items. However, the drawback is you cannot layaway online. For more details: go to Walmart.com
If you love to shop online then you will have a lot of fun shopping online at E Layaway.com when you visit their sight you will find over a 1,000 different stores to shop at and that offer layaway plans. You can also check stores in your home town, many of them will offer layaway options.