Years ago when I returned from a tour in Africa, where they bargain for everything, I needed some appliances for my house. I went to Montgomery Ward and picked out a washing machine and a refrigerator. I asked for a combination discount; I was turned down. For the record, Montgomery Ward, the store, is now defunct, but I am still asking for and receiving discounts.
Many, if not most, of the things we buy can be purchased for less. We need to look for sales, search for coupons, and, most of all, we need to ask for discounts. You’d be surprised how much you can save with a question and a polite smile.
The Internet is a good source for discounts. Groupon is a deal-of-the-day website that features discounted gift certificates. For example, you pay $5 for a $10 gift certificate at a local Thai restaurant. Also, you can google a store such as “Wal-Mart” and “coupons” and find a list of discounted items at the store of your choice.
Look for sales. But always remember that you must follow your family budget. Ask for that discount only on things you need; things you were going to buy anyway. Never do impulse buying because it is on sale. Separate those wants from the needs.
Seniors have a special advantage. Many discounts are available. Tuesdays at Ace Hardware is senior discount day – guess which day I shop at Ace? Here’s a link to Brads Deals, Senior Discounts. Among the discounts: Applebee’s – 15% off with a card; Kohl’s – 15%; Albertson’s – 10% off the first Wednesday of every month; Comfort Suites – 20-30% off. There is a secret on senior discounts. Those kids selling movie tickets think everyone over 30 is a “senior.” Even if you don’t quite qualify, ask, “Do you have senior discounts?” Sometimes they give you a discount without asking the key question, “How old are you?” But don’t lie about your age. If they ask, tell them the truth.
If you make a large purchase on a credit card, ask about a discount if you pay by check or with cash. Buy in bulk when groceries are on sale; I have a small freezer to store such stuff.
Good advice is always go shopping with a list. And spend a few extra minutes checking to see if anything on your list has a discount. Then go out and save some money. Keep track of that saved money and set it aside for the future.
Other articles by this contributor:
How to Prepare for Inflation
How Dave Solved His $65,000 Debt Problem
10 Ways to Save $50,000