Let’s Keep National Health Care on Track

As medical costs and health insurance premiums continue to significantly outpace the inflation rate, something has to change to bring the cost of health care under control. Everyone wants to have state-of-the-art care, but the best health care available is not available if it is unaffordable to most people.

Without health insurance, very few United States citizens could afford health care.

Even with insurance, the premiums have become so high that many struggle to keep their policies in force. The majority of those who are covered with health care insurance are a part of an employer subsidized group policy. If these people lose their job and have to either convert to a COBRA policy or purchase an individual health care policy, the price can become scary quickly. Prices above $1,000 per month per person are not unusual.

Individual policies can exclude coverage for the most needed health issues.

If you have diabetes, a history of back problems, kidney issues, or a long list of other maladies, you will find that any health problem associated with your chronic condition will be eliminated from coverage. In the case of a diabetic, this can exclude blood clots, heart conditions, nerve disorders, a number of different organ failures, and nearly anything that can be even remotely attributed to the diabetes. Some people find that this type of condition simply renders them ineligible to purchase a health insurance policy.

National health care seeks to remedy many of these problems.

Repealing national health care before it gets a chance to be proven would be a bad idea. The primary reason cited for its repeal is cost. This argument loses a considerable amount of steam when the current numbers of government subsidies that are given out for health insurance are considered. Everyone in the military, active and retired, gets government funded health insurance.

Many private industries receive at least some government help already to pay for health care insurance premiums.

Anyone who works in health care that receives significant numbers of Medicare and Medicaid payments are having at least a portion of their health insurance covered by the government. All full time government employees are on public health care. Contractors who do the bulk of their business with the federal or state government are purchasing their group health plans with tax dollars. If charitable agencies receive government sponsored grants, the health care that they provide is covered by taxpayers through those grants. Many other industries receive taxpayer money for their goods or services. This translates into at least partially funded health care at the public’s expense.

It is doubtful that the national health care opponents factored in the enormous number of government funded health care recipients already on the list.

Because millions of Americans are sitting in the precarious position of living without health insurance at a time when a short stay in the hospital can run into tens of thousands of dollars, the nation needs some type of bona fide safety net in place. These citizens are self-employed, working for companies that do not offer group insurance plans, or are unemployed. One trip to the hospital could spell financial ruin. Many procedures and treatments are simply unavailable if you do not have health insurance or piles of money to pay for the treatments up front.


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