How to Apply for Ford Motor Credit

Ford Motor Credit Company is categorized as the financial services division of Ford Motor Company and is primarily responsible for the management of automobile loans for the company. Ford Motor Credit no longer offers a credit line for non-vehicle purchases; however consumers may still receive competitive financing through Ford Credit for vehicle leases, vehicle purchases, and commercial credit lines. Ford Credit has been operating since 1959, and has financed more than 50 million drivers in 36 countries. In order to secure financing through Ford Credit, one must submit an application and meet eligibility requirements. Read the below article to learn how to apply for Ford Credit financing.

Visit the official Ford Credit website to review information regarding credit options, finance rates, and eligibility requirements. Most of this information can be found under the “Finance Tools” dropdown box on the Ford Credit home page. You will need to submit a credit application if you determine that Ford Credit offers a product that fits within your needs.

Retrieve an online credit application by clicking on the “Apply Here” button located under the Apply for Credit section of the website.

Complete the online credit application honestly and accurately. You will be asked to provide pertinent information such as your legal name, address, social security number, and rental history as well as personal financial information including your current occupation, income, and employment history.

Review the application for accuracy. Submit the online application if all of the information is valid and the application has been completed to the best of your ability. Understand that submission of your application grants consent for Ford Credit to run a review of your credit history.

Await the results of your credit application. The official Ford Credit website advises that you may receive a response in as little as three minutes. However, the average response time is 10 to 30 minutes. Print the enclosed certificate for your records if your application is approved.

You may also choose to print and mail your completed application to the Ford Credit Customer Service Center if you prefer not to submit personal information over the internet. You can begin shopping for Ford, Mercury, or Lincoln vehicles immediately on the internet or at your local dealership, once your application is approved.


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