Six Options for an Affordable College Degree

It is no secret that the cost of education is skyrocketing. So, here are six ways to get a degree on-the-cheap.

The low-cost associate’s degree.

These days, most students view the associates degree as nothing more than a steppingstone to a bachelor’s. This is because most employers now require a bachelor’s degree for entry-level positions. So, instead of spending a fortune at a high-cost campus or online school, you can get more bang for your buck in a low-cost distance education program like those offered by Ashworth and Penn Foster colleges. How does “under $50.00 a month” sound for an affordable education? These schools also offer a few bachelor programs.

Credit for self-study and prior experience.

You can earn a significant number of college credits through standardized testing via the College Level Examination Program (CLEP). This option is great for people who already have experience in a particular subject or are good at self-study. CLEP also offers new students a head-start toward their degree by getting some of the basic “101” courses out of the way before you enroll in a school. Thomas Edison State College administers CLEP exams and awards degrees based on them. Also check out Charter Oak and Excelsior colleges for flexible ways to obtain credits.

Study abroad, from home!

If you want to set yourself apart from the competition, consider the advantages of studying abroad without ever leaving your living room. The prestigious University of Leicester, in the UK, offers a variety of focused undergraduate and advanced degrees via distance learning. Best of all, their programs are remarkably affordable with part-time programs running just under $1,000.00 per semester.

Study first, Pay later.

Through a partnership between the FEM A Emergency Management Institute and Frederick Community College, you can earn college credits toward a degree in Emergency Management by taking free online courses through the EMI Independent Study Program. You simply register, take your courses and when you are ready, just purchase the corresponding credits for a mere $77.00 each. Note: EMI programs are available only to U.S. citizens.

Do some good, get tuition.

High school graduates who like to travel should consider the tuition incentives offered by Americorps, the domestic version of the Peace Corps. Americorps team-members serve two to four-year terms doing public service throughout the U.S. Americorps offers substantial tuition grants upon completion of a service-term. In addition, Americorps service can significantly boost one’s resume in a related field.

Get a head-start on the high-seas.

Kids between the ages 10.5 and 17 can qualify for college scholarships and advance rank in the sea-faring branches of the military by participating in the U.S. Naval Sea Cadets Corps. The NSCC is the official youth program of the Navy, Coast Guard and Marines. Sea Cadets teaches basic military culture, physical fitness, seamanship and summer activities that most kids can only dream about. The NSCC offers age-appropriate programs in a “scouting-type” atmosphere with options for parental participation.


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